Rates & Fees
Share Savings
|
APR |
APY |
| Regular Shares |
0.100% |
0.100% |
| Christmas Club |
0.100% |
0.100% |
| Sub Account |
0.100% |
0.100% |
Share Checking
|
APR |
APY |
Monthly Service Charge |
Min Balance to AVOID Monthly Service Charge |
| Regular Checking |
N/A |
N/A |
$3.00 |
$250 |
| Interest Bearing |
0.050% |
0.050% |
$5.00 |
$500 |
| Money Market |
|
|
|
|
| $0 - $9,999 |
0.100% |
0.100% |
$10.00 |
$1,000 |
| $10,000 - $24,999 |
0.150% |
0.150% |
|
|
| $25,000 - $74,999 |
0.200% |
0.200% |
|
|
| $75,000 + |
0.250% |
0.250% |
|
|
Share Certificates
|
APR |
APY |
| 3 month |
0.150% |
0.150% |
| 6 month |
0.250% |
0.250% |
| 12 month |
0.399% |
0.400% |
| 18 month |
0.499% |
0.500% |
| 24 month |
0.598% |
0.600% |
Loans*
*All Loan Rates & Terms Subject To Credit Approval
New Autos
|
APR |
Term |
| 2010-2013 |
1.90% |
60 months |
| (72 months available at higher rate) |
|
Used Autos
|
APR |
Term |
| 2006-2009 |
3.90% |
60 months |
| 2004-2005 |
5.25% |
60 months |
| 2002-2003 |
5.90% |
54 months |
| 2000-2001 |
6.90% |
48months |
| 1999 & Older |
7.50% |
36 months |
Recreational Vehicles
(Motorcycles, ATV's, Snowmachines, Boats & Trailers)
|
APR |
Term |
| 2010-2012 |
6.50% |
48-60 months |
| 2007-2009 |
7.25% |
36-48 months |
| 2002-2006 |
7.75% |
30-36 months |
| 2001 & Older |
8.90% |
12-24 months |
Campers, Motorhomes & 5th Wheels:
|
APR |
Term |
| 2010-2012 |
5.99% |
84 months |
| 2007-2009 |
6.25% |
72 months |
| 2002-2006 |
6.75% |
48-60 months |
| 2001 & Older |
7.90% |
36-48 months |
|
APR |
|
| Unsecured |
as low as 9.9% |
|
| Overdraft Protection |
18.00% |
|
| Share Secured |
3.90% |
|